Services For Individuals

Pension Plans

A pension plan is a defined system of contributions, usually by an employer or employees, that provides retirement earnings. A pension plan may be fully funded or have no asset base, in which case payments will be made directly from the sponsoring employer.

Retirement Planning

A pension plan is just one component of retirement planning and just one of the many retirement funding options that we offer. Our financial specialists will assist you in understanding your retirement plans, including the amount of money you’ll require for retirement when you’d like to retire, how to start preparing for retirement, and the best kinds of retirement saving opportunities. We can also assist you in planning for unexpected costs, including emergency healthcare.

401(k) Plans, Mutual Funds, & Securities

At first glance, 401(k)s and mutual funds may seem very alike, but they have some important distinctions. A 401(k) is one of the most mainstream retirement saving accounts, and money in your 401(k) will have the opportunity to grow your money tax-free or tax deferred on accumulated growth over the years. We can tell you about the differences and advantages of each and how to go about making a wise decision for your future.

Life, Health, Disability, & Long-Term Care Insurance

Insurance is a critical element for financial security – and there are many options on the market designed to help you in times of financial hardship, such as a disability or health event, if you require long-term care, or even if you die. Understanding which policy options are most valuable for you can be a challenge – we are here to assist you in making sure you are aware of your choices and how they can impact your future.

We can advise clients through planning for significant life events and those with unique needs.

Learn More Today 

Being able to protect your wealth is a significant part of protecting your future. At Prosper Financial, we provide our clients with individualized, tailored, and personalized engagement. To learn more about our offerings and how to prepare yourself financially so that you and your family will be provided for over the years, reach out to us today. You can do so by calling our Schererville office or completing our online contact form.